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In his explanation to the insurance council, Galarnyk said he was "simply answering customer questions" when he accessed the files but failed to make entries indicating that.   "Everybody services their clients, but in my case, I didn't make any comment in the files ," Galarnyk told CBC News. "Clients phone us all the time and ask us questions, right?" he explained. "You go into the file and look at it." Galarnyk said brokers are often in and out of the system as a part of everyday business. "You answer whatever question, you close it, and then it's done," he said. Galarnyk paid the $1,000 fine plus $225 toward investigation costs and was required to complete a privacy training course, the report said. "He noted he would adhere to the required practice in the future," the decision said. MPI told CBC News it became aware of the privacy issue through a regular audit of customer transactions processed by Autopac agents. A spokesperson said typically four or five incidents are identified annually, although not all are found to be breaches of the Freedom of Information and Protection of Privacy Act. Manitoba has 295 Autopac agencies that were collectively paid $80 million last year to deliver auto insurance services.

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